About Us 
NBT Bancorp Inc. is a financial services holding company headquartered in Norwich, NY, about 65 miles south of Syracuse. The company was formed in 1986 to facilitate the management of NBT Bank, N.A. NBT Bancorp currently has two subsidiaries—NBT Bank, N.A. and NBT Financial Services, Inc.
NBT Bank, N.A. is a full-service community bank offering a complete range of retail and commercial banking products as well as trust and investment services. Formed in 1856, NBT Bank, N.A. conducts business through two operating divisions. The bank’s more than 115 NBT Bank and Pennstar Bank locations can be found in Upstate New York and Northeastern Pennsylvania.
NBT Financial Services, Inc. was formed in 1999 and is the parent company of EPIC Advisors, Inc. and Hathaway Insurance Agency, Inc. Epic Advisors, based in Rochester, NY, is a full -service 401(k) plan record keeping firm. Hathaway Insurance Agency, based in Gloversville, NY, is a full-service insurance agency.
NBT Bank, N.A. is a full-service community bank offering a complete range of retail and commercial banking products as well as trust and investment services. Formed in 1856, NBT Bank, N.A. conducts business through two operating divisions. The bank’s more than 115 NBT Bank and Pennstar Bank locations can be found in Upstate New York and Northeastern Pennsylvania.
NBT Financial Services, Inc. was formed in 1999 and is the parent company of EPIC Advisors, Inc. and Hathaway Insurance Agency, Inc. Epic Advisors, based in Rochester, NY, is a full -service 401(k) plan record keeping firm. Hathaway Insurance Agency, based in Gloversville, NY, is a full-service insurance agency.
