American Stock Transfer & Trust Company, LLC (AST) serves as NBT Bancorp’s transfer agent and dividend disbursing agent. AST also serves as administrator of NBT’s dividend reinvestment/direct-stock purchase plan.

AST provides shareholders with dividend reinvestment information, stock certificate details, dividend payment history, tax data and relevant shareholder forms through the online account access on the AST website.

Accessing the AST website is designed to be simple and secure.
  • Visit astfinancial.com
  • Select “Login” from the menu at the top of the page and then select login under "Shareholder Central"
  • Returning users then enter their unique login.
  • New users click on "Register" under "Shareholder Central"

The prospectus for NBT’s dividend reinvestment/direct-stock purchase plan administered by AST is available through the AST website.

For assistance, you may contact AST by phone at 800.628.2265, Option 7 or by email at help@astfinancial.com



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