We offer a wide range of personal insurance to protect your personal assets such as your home, autos, personal property, boats, RVs, snowmobiles, and motorcycles. Your insurance program can be modified to fit your personal needs at a reasonable, competitive price with installment billing if you choose.
HOMEOWNERS, MOBILE HOMEOWNERS & RENTERS
Your home is one of your most valuable assets. We can provide the coverages needed to protect your investment. Replacement Cost Coverage on your dwelling and your personal belongings is essential to provide the necessary funds to replace your dwelling and personal property with no depreciation of value. Whether your home was recently built or an older home, a condo or an apartment, or a mobile home, our insurance programs can provide property and liability coverages tailored to your needs.
AUTOMOBILES, RVs, SNOWMOBILES & MOTORCYCLES
We can offer coverage for your vehicles that will give you protection in the event of an accident. We can offer different limits of liability and a variety of deductibles for the physical damage to your vehicle. Your No Fault and Uninsured Motorists coverages can be placed at limits that are suited to you and your pocketbook. We also have an excellent market for your Antique Autos and Collector Cars.
UMBRELLA LIABILITY
This form of coverage will provide higher limits of liability over and above the limits on your automobile and homeowners policy. We can provide $1,000,000 through $5,000,000 additional coverage to provide additional protection in the event of a catastrophic loss.
BOATS
Whether your vessel is small or a multi-million dollar yacht, we can provide the coverages you will need to protect your investment. Our programs will be tailored to fit your needs and your pocketbook.
VALUABLE PROPERTY
Your jewelry, furs, silverware, antiques and other specialty items may carry a limited amount of coverage on your Homeowners policy. We can provide a Valuable Property Floater that will protect these items for their appraised value. A review of your valuable personal property can eliminate a disappointing loss experience.
RENTAL PROPERTIES
Our rental programs can provide you with the coverage needed for your rental properties. We can provide a Landlord's Package for your 1 to 4 family rentals and special Rental Package Policies for 4 or more family buildings. Both programs can provide Building, Contents and the all important Loss of Income Coverage.