Chairman Martin A. Dietrich and President and CEO John H. Watt Jr.
Chairman Martin A. Dietrich
and President & CEO John H. Watt Jr.

NBT Bancorp Inc. is a financial holding company incorporated in 1986 in the state of Delaware. The Company primarily operates through NBT Bank, N.A. and two financial services companies.

NBT Bank, N.A. offers personal banking, commercial banking and wealth management services through online and mobile channels and over 145 locations in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire and Maine, and is currently entering Connecticut.

EPIC Retirement Plan Services is a full-service 401(k) recordkeeping firm based in Rochester, NY.

NBT Insurance Agency, LLC is a full-service insurance agency based in Norwich, NY.



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